Key Stage 4

Certificate in Financial Education

As a Technical Award, the Level 2 Certificate in Financial Education (CeFE) is primarily designed for students aged 14–16.

It develops knowledge and a valuable range of applied and transferable skills and provides a foundation for further study in business and finance-related disciplines, as well as a wide range of other fields that are encapsulated in programmes of study related to social enterprise and vocational professional development (eg self-employed hairdressers, taxi drivers, garden landscapers).

The content covered, and skills developed, within the qualification ensure that it is a valuable part of a broad programme of study at Key Stage 4, particularly complementing GCSEs in Mathematics, Citizenship, and Business Studies.



To provide students with the skills and knowledge to manage their money well and make sound financial decisions.

Course content: There are only 3 units which exam assessed.

Unit 1 – Finance, the Individual and Society

Students will understand the role of the citizen in the UK, the values held by citizens, and the impact they have on personal finance.

Unit 2 – Practices of Managing Money

Students’ will gain an understanding of the concept of financial planning and personal financial budgets. The unit will also provide an understanding of the impact on both the individual and society of spending and borrowing.

Unit 3 – Financial Capability, Work and Enterprise

This unit provides learners with an understanding of how businesses manage money and the relationship between personal money management and business money management.  It also provides knowledge on the inter-relationship between the individual and business


The qualification is graded A*-C. Achievement of a pass in all three units leads to the achievement of the award.

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